POS Comparisons

Toast vs SumUp: Which POS Is Better? (2025)

By Mauricio Nov 15, 2025 3 min read

When comparing Toast vs SumUp, you’re looking at two distinct approaches to restaurant point-of-sale technology. Toast, rated 4.5/5, offers Full-service restaurants, quick-service restaurants, bars, and cafes. Meanwhile, SumUp, rated 4.3/5, provides Small businesses and mobile sellers. Let’s dive into the details to help you make an informed decision.

Quick Comparison: Toast vs SumUp

FeatureToastSumUp
CategoryRestaurantMulti-Industry
Starting Price$0/month (Starter kit) to $165+/month$39 (reader) + 2.75% per transaction
Rating4.5/54.3/5
Target BusinessSmall BusinessSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialYesNo
Free VersionYesNo
Best ForFull-service restaurants, quick-service restaurants, bars, and cafesSmall businesses and mobile sellers

Toast Overview

Toast is a restaurant-specific point-of-sale and management system built exclusively for the food service industry. It offers hardware and software solutions for dine-in, takeout, and delivery operations.

Toast is offered by Toast, Inc. (founded 2012) based in Boston, MA. The system focuses on Full-service restaurants, Quick service, Bars, Cafes, Food trucks.

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Key Features:

  • Tableside ordering
  • Kitchen display system
  • Online ordering
  • Delivery management
  • Menu management
  • Payroll integration

SumUp Overview

SumUp provides mobile payment solutions and card readers for small businesses. Features simple pricing, no monthly fees, and easy setup for accepting card payments on the go.

SumUp is offered by SumUp (founded 2012) based in London, UK. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting
  • No Monthly Fees

Feature Comparison

Toast Features:

  • Tableside ordering
  • Kitchen display system
  • Online ordering
  • Delivery management
  • Menu management

SumUp Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting

When comparing features, Toast stands out with Restaurant-specific features, while SumUp differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectToastSumUp
Starting Price$0/month (Starter kit) to $165+/month$39 (reader) + 2.75% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangeMid-rangeBudget
Free TrialAvailableNot available
Free VersionYesNo

SumUp is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Toast

Pros:

  • Built specifically for restaurants
  • Robust reporting
  • Excellent kitchen management
  • Strong online ordering
  • Good hardware durability

Cons:

  • 2-year contracts typical
  • Can be expensive with add-ons
  • Limited to restaurant industry

SumUp

Pros:

  • No monthly fees
  • Simple flat-rate pricing
  • Easy setup
  • Portable

Cons:

  • Higher per-transaction rate
  • Limited POS features
  • Basic reporting

Who Should Choose Toast?

Toast is ideal for Full-service restaurants, quick-service restaurants, bars, and cafes. The system is particularly well-suited for Full-service restaurants, Quick service, Bars, Cafes, Food trucks.

However, Toast may not be the best fit for Non-restaurant businesses.

Who Should Choose SumUp?

SumUp is ideal for Small businesses and mobile sellers. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, SumUp may not be the best fit for High-volume businesses where percentage fees add up.

Our Recommendation

Both Toast and SumUp are solid POS solutions, but they excel in different areas. Choose Toast if you’re Full-service restaurants, quick-service restaurants, bars, and cafes. Choose SumUp if you’re Small businesses and mobile sellers. Toast has a higher user rating (4.5 vs 4.3). Also, choose Toast if you want to start with a free version. We recommend trying demos or free trials of both systems before making your final decision.