POS Comparisons

Square vs PayPal Zettle: Which POS Is Better? (2025)

By Mauricio Nov 17, 2025 3 min read

Choosing between Square and PayPal Zettle for your business? Both are popular multi-industry solutions, but they serve different needs. Square starts at Free (2.6% + 10¢ per transaction) and is All-in-one payment and business management platform, while PayPal Zettle starts at $29 (card reader) + 2.29% per transaction and is PayPal mobile POS with no monthly fees. This comprehensive comparison will help you decide which POS system is the right fit for your operation.

Quick Comparison: Square vs PayPal Zettle

FeatureSquarePayPal Zettle
CategoryMulti-IndustryMulti-Industry
Starting PriceFree (2.6% + 10¢ per transaction)$29 (card reader) + 2.29% per transaction
Rating4.7/54.2/5
Target BusinessSmall BusinessSmall Business
Pricing ModelFreemiumTransaction-based
Free TrialNoNo
Free VersionYesYes
Best ForSmall retail shops, food trucks, service businesses, and startupsSmall businesses wanting pay-per-transaction model

Square Overview

Square is a comprehensive payment and point-of-sale platform that helps businesses of all sizes accept payments, manage inventory, and grow their business. Known for its iconic card reader and user-friendly interface.

Square is offered by Block, Inc. (formerly Square, Inc.) (founded 2009) based in San Francisco, CA. The system focuses on Retail, Restaurants, Services, Appointments.

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Key Features:

  • Free POS app
  • Inventory management
  • Employee management
  • Customer directory
  • Analytics dashboard
  • Online ordering

PayPal Zettle Overview

PayPal Zettle is a mobile POS system with card readers and simple POS software. Features no monthly fees on the basic plan, integration with PayPal, and affordable hardware options.

PayPal Zettle is offered by PayPal (founded 2010) based in Stockholm, Sweden. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts
  • PayPal Integration

Feature Comparison

Square Features:

  • Free POS app
  • Inventory management
  • Employee management
  • Customer directory
  • Analytics dashboard

PayPal Zettle Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts

When comparing features, Square stands out with No monthly fees, while PayPal Zettle differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectSquarePayPal Zettle
Starting PriceFree (2.6% + 10¢ per transaction)$29 (card reader) + 2.29% per transaction
Pricing ModelFreemiumTransaction-based
Price RangeBudgetBudget
Free TrialNot availableNot available
Free VersionYesYes

Both systems offer competitive pricing for their respective feature sets. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Square

Pros:

  • No monthly fees for basic plan
  • Easy setup and use
  • Excellent mobile app
  • Strong ecosystem of add-ons
  • Transparent pricing

Cons:

  • Transaction fees can add up
  • Limited customization
  • Account stability concerns for high-risk businesses

PayPal Zettle

Pros:

  • No monthly fees
  • PayPal integration
  • Affordable hardware
  • Easy setup

Cons:

  • Processing fees on every transaction
  • Limited advanced features
  • Basic reporting

Who Should Choose Square?

Square is ideal for Small retail shops, food trucks, service businesses, and startups. The system is particularly well-suited for Retail, Restaurants, Services, Appointments.

However, Square may not be the best fit for Large enterprises needing deep customization.

Who Should Choose PayPal Zettle?

PayPal Zettle is ideal for Small businesses wanting pay-per-transaction model. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, PayPal Zettle may not be the best fit for High-volume operations where processing fees add up.

Our Recommendation

Both Square and PayPal Zettle are solid POS solutions, but they excel in different areas. Choose Square if you’re Small retail shops, food trucks, service businesses, and startups. Choose PayPal Zettle if you’re Small businesses wanting pay-per-transaction model. Square has a higher user rating (4.7 vs 4.2). We recommend trying demos or free trials of both systems before making your final decision.