POS Comparisons

NCR Counterpoint vs SumUp: Which POS Is Better? (2025)

By Mauricio Nov 2, 2025 3 min read

When comparing NCR Counterpoint vs SumUp, you’re looking at two distinct approaches to retail point-of-sale technology. NCR Counterpoint, rated 4.2/5, offers Multi-location retailers, B2B wholesale businesses. Meanwhile, SumUp, rated 4.3/5, provides Small businesses and mobile sellers. Let’s dive into the details to help you make an informed decision.

Quick Comparison: NCR Counterpoint vs SumUp

FeatureNCR CounterpointSumUp
CategoryRetailMulti-Industry
Starting Price$129/month$39 (reader) + 2.75% per transaction
Rating4.2/54.3/5
Target BusinessMid-MarketSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialNoNo
Free VersionNoNo
Best ForMulti-location retailers, B2B wholesale businessesSmall businesses and mobile sellers

NCR Counterpoint Overview

NCR Counterpoint is a comprehensive retail management system that unifies in-store, B2B, and eCommerce operations. It automatically updates sales, inventory, and customer data in real-time with features including mobile POS, email marketing, and inventory management.

NCR Counterpoint is offered by NCR Voyix (founded 1884) based in Atlanta, Georgia, USA. The system focuses on Retail, Multi-store, B2B.

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Key Features:

  • Mobile POS
  • Email marketing
  • Inventory management
  • Real-time alerts
  • B2B operations
  • eCommerce integration

SumUp Overview

SumUp provides mobile payment solutions and card readers for small businesses. Features simple pricing, no monthly fees, and easy setup for accepting card payments on the go.

SumUp is offered by SumUp (founded 2012) based in London, UK. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting
  • No Monthly Fees

Feature Comparison

NCR Counterpoint Features:

  • Mobile POS
  • Email marketing
  • Inventory management
  • Real-time alerts
  • B2B operations

SumUp Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting

When comparing features, NCR Counterpoint stands out with Unified B2B and retail, while SumUp differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectNCR CounterpointSumUp
Starting Price$129/month$39 (reader) + 2.75% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangePremiumBudget
Free TrialNot availableNot available
Free VersionNoNo

SumUp is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

NCR Counterpoint

Pros:

  • Comprehensive retail management
  • Real-time data sync
  • Multi-channel support
  • Strong B2B features

Cons:

  • Higher cost for small retailers
  • Complex setup
  • Learning curve

SumUp

Pros:

  • No monthly fees
  • Simple flat-rate pricing
  • Easy setup
  • Portable

Cons:

  • Higher per-transaction rate
  • Limited POS features
  • Basic reporting

Who Should Choose NCR Counterpoint?

NCR Counterpoint is ideal for Multi-location retailers, B2B wholesale businesses. The system is particularly well-suited for Retail, Multi-store, B2B.

However, NCR Counterpoint may not be the best fit for Single small retail stores, restaurants.

Who Should Choose SumUp?

SumUp is ideal for Small businesses and mobile sellers. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, SumUp may not be the best fit for High-volume businesses where percentage fees add up.

Our Recommendation

Both NCR Counterpoint and SumUp are solid POS solutions, but they excel in different areas. Choose NCR Counterpoint if you’re Multi-location retailers, B2B wholesale businesses. Choose SumUp if you’re Small businesses and mobile sellers. SumUp has a higher user rating (4.3 vs 4.2). We recommend trying demos or free trials of both systems before making your final decision.