POS Comparisons

NCR Counterpoint vs PayPal Zettle: Which POS Is Better? (2025)

By Mauricio Nov 13, 2025 3 min read

When comparing NCR Counterpoint vs PayPal Zettle, you’re looking at two distinct approaches to retail point-of-sale technology. NCR Counterpoint, rated 4.2/5, offers Multi-location retailers, B2B wholesale businesses. Meanwhile, PayPal Zettle, rated 4.2/5, provides Small businesses wanting pay-per-transaction model. Let’s dive into the details to help you make an informed decision.

Quick Comparison: NCR Counterpoint vs PayPal Zettle

FeatureNCR CounterpointPayPal Zettle
CategoryRetailMulti-Industry
Starting Price$129/month$29 (card reader) + 2.29% per transaction
Rating4.2/54.2/5
Target BusinessMid-MarketSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialNoNo
Free VersionNoYes
Best ForMulti-location retailers, B2B wholesale businessesSmall businesses wanting pay-per-transaction model

NCR Counterpoint Overview

NCR Counterpoint is a comprehensive retail management system that unifies in-store, B2B, and eCommerce operations. It automatically updates sales, inventory, and customer data in real-time with features including mobile POS, email marketing, and inventory management.

NCR Counterpoint is offered by NCR Voyix (founded 1884) based in Atlanta, Georgia, USA. The system focuses on Retail, Multi-store, B2B.

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Key Features:

  • Mobile POS
  • Email marketing
  • Inventory management
  • Real-time alerts
  • B2B operations
  • eCommerce integration

PayPal Zettle Overview

PayPal Zettle is a mobile POS system with card readers and simple POS software. Features no monthly fees on the basic plan, integration with PayPal, and affordable hardware options.

PayPal Zettle is offered by PayPal (founded 2010) based in Stockholm, Sweden. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts
  • PayPal Integration

Feature Comparison

NCR Counterpoint Features:

  • Mobile POS
  • Email marketing
  • Inventory management
  • Real-time alerts
  • B2B operations

PayPal Zettle Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts

When comparing features, NCR Counterpoint stands out with Unified B2B and retail, while PayPal Zettle differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectNCR CounterpointPayPal Zettle
Starting Price$129/month$29 (card reader) + 2.29% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangePremiumBudget
Free TrialNot availableNot available
Free VersionNoYes

PayPal Zettle is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

NCR Counterpoint

Pros:

  • Comprehensive retail management
  • Real-time data sync
  • Multi-channel support
  • Strong B2B features

Cons:

  • Higher cost for small retailers
  • Complex setup
  • Learning curve

PayPal Zettle

Pros:

  • No monthly fees
  • PayPal integration
  • Affordable hardware
  • Easy setup

Cons:

  • Processing fees on every transaction
  • Limited advanced features
  • Basic reporting

Who Should Choose NCR Counterpoint?

NCR Counterpoint is ideal for Multi-location retailers, B2B wholesale businesses. The system is particularly well-suited for Retail, Multi-store, B2B.

However, NCR Counterpoint may not be the best fit for Single small retail stores, restaurants.

Who Should Choose PayPal Zettle?

PayPal Zettle is ideal for Small businesses wanting pay-per-transaction model. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, PayPal Zettle may not be the best fit for High-volume operations where processing fees add up.

Our Recommendation

Both NCR Counterpoint and PayPal Zettle are solid POS solutions, but they excel in different areas. Choose NCR Counterpoint if you’re Multi-location retailers, B2B wholesale businesses. Choose PayPal Zettle if you’re Small businesses wanting pay-per-transaction model. choose PayPal Zettle if you want to start with a free version. We recommend trying demos or free trials of both systems before making your final decision.