POS Comparisons

NCR Counterpoint vs Payanywhere: Which POS Is Better? (2025)

By Mauricio Sep 18, 2025 3 min read

In the battle of NCR Counterpoint versus Payanywhere, both systems bring unique strengths to the table. NCR Counterpoint is particularly strong for Multi-location retailers, B2B wholesale businesses, while Payanywhere excels at Small businesses wanting fast funding. Whether you prioritize Unified B2B and retail or Next-day funding, this comparison covers everything you need to know.

Quick Comparison: NCR Counterpoint vs Payanywhere

FeatureNCR CounterpointPayanywhere
CategoryRetailMulti-Industry
Starting Price$129/month$49.95 (terminal) + 2.69% per transaction
Rating4.2/53.9/5
Target BusinessMid-MarketSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialNoNo
Free VersionNoNo
Best ForMulti-location retailers, B2B wholesale businessesSmall businesses wanting fast funding

NCR Counterpoint Overview

NCR Counterpoint is a comprehensive retail management system that unifies in-store, B2B, and eCommerce operations. It automatically updates sales, inventory, and customer data in real-time with features including mobile POS, email marketing, and inventory management.

NCR Counterpoint is offered by NCR Voyix (founded 1884) based in Atlanta, Georgia, USA. The system focuses on Retail, Multi-store, B2B.

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Key Features:

  • Mobile POS
  • Email marketing
  • Inventory management
  • Real-time alerts
  • B2B operations
  • eCommerce integration

Payanywhere Overview

Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.

Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.

Key Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory
  • Analytics

Feature Comparison

NCR Counterpoint Features:

  • Mobile POS
  • Email marketing
  • Inventory management
  • Real-time alerts
  • B2B operations

Payanywhere Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory

When comparing features, NCR Counterpoint stands out with Unified B2B and retail, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectNCR CounterpointPayanywhere
Starting Price$129/month$49.95 (terminal) + 2.69% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangePremiumBudget
Free TrialNot availableNot available
Free VersionNoNo

Payanywhere is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

NCR Counterpoint

Pros:

  • Comprehensive retail management
  • Real-time data sync
  • Multi-channel support
  • Strong B2B features

Cons:

  • Higher cost for small retailers
  • Complex setup
  • Learning curve

Payanywhere

Pros:

  • Next-day funding
  • Free mobile app
  • Multiple hardware options
  • Invoicing included

Cons:

  • Mixed customer reviews
  • Transaction fees vary
  • Contract requirements possible

Who Should Choose NCR Counterpoint?

NCR Counterpoint is ideal for Multi-location retailers, B2B wholesale businesses. The system is particularly well-suited for Retail, Multi-store, B2B.

However, NCR Counterpoint may not be the best fit for Single small retail stores, restaurants.

Who Should Choose Payanywhere?

Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.

However, Payanywhere may not be the best fit for Large operations needing advanced POS.

Our Recommendation

Both NCR Counterpoint and Payanywhere are solid POS solutions, but they excel in different areas. Choose NCR Counterpoint if you’re Multi-location retailers, B2B wholesale businesses. Choose Payanywhere if you’re Small businesses wanting fast funding. NCR Counterpoint has a higher user rating (4.2 vs 3.9). We recommend trying demos or free trials of both systems before making your final decision.