POS Comparisons

Lightspeed Retail vs SumUp: Which POS Is Better? (2025)

By Mauricio Dec 4, 2025 3 min read

When comparing Lightspeed vs SumUp, you’re looking at two distinct approaches to multi-industry point-of-sale technology. Lightspeed, rated 4.4/5, offers Growing retailers with complex inventory, multi-location businesses, omnichannel sellers. Meanwhile, SumUp, rated 4.3/5, provides Small businesses and mobile sellers. Let’s dive into the details to help you make an informed decision.

Quick Comparison: Lightspeed vs SumUp

FeatureLightspeedSumUp
CategoryMulti-IndustryMulti-Industry
Starting Price$89/month (Lean plan)$39 (reader) + 2.75% per transaction
Rating4.4/54.3/5
Target BusinessMid-MarketSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialYesNo
Free VersionNoNo
Best ForGrowing retailers with complex inventory, multi-location businesses, omnichannel sellersSmall businesses and mobile sellers

Lightspeed Overview

Lightspeed is a cloud-based commerce platform providing POS, eCommerce, and payment solutions for retail and hospitality businesses. Known for advanced inventory management and omnichannel capabilities.

Lightspeed is offered by Lightspeed Commerce Inc. (founded 2005) based in Montreal, Canada. The system focuses on Retail, Restaurants, Golf courses, Hotels.

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Key Features:

  • Advanced inventory
  • Multi-location support
  • Omnichannel selling
  • B2B capabilities
  • Purchase orders
  • Vendor management

SumUp Overview

SumUp provides mobile payment solutions and card readers for small businesses. Features simple pricing, no monthly fees, and easy setup for accepting card payments on the go.

SumUp is offered by SumUp (founded 2012) based in London, UK. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting
  • No Monthly Fees

Feature Comparison

Lightspeed Features:

  • Advanced inventory
  • Multi-location support
  • Omnichannel selling
  • B2B capabilities
  • Purchase orders

SumUp Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting

When comparing features, Lightspeed stands out with Best-in-class inventory, while SumUp differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectLightspeedSumUp
Starting Price$89/month (Lean plan)$39 (reader) + 2.75% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangePremiumBudget
Free TrialAvailableNot available
Free VersionNoNo

SumUp is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Lightspeed

Pros:

  • Powerful inventory management
  • Excellent for multi-location
  • Strong eCommerce integration
  • Good for complex catalogs
  • Built-in B2B features

Cons:

  • Higher price point
  • Learning curve
  • Some features require higher tiers
  • Contract requirements

SumUp

Pros:

  • No monthly fees
  • Simple flat-rate pricing
  • Easy setup
  • Portable

Cons:

  • Higher per-transaction rate
  • Limited POS features
  • Basic reporting

Who Should Choose Lightspeed?

Lightspeed is ideal for Growing retailers with complex inventory, multi-location businesses, omnichannel sellers. The system is particularly well-suited for Retail, Restaurants, Golf courses, Hotels.

However, Lightspeed may not be the best fit for Very small businesses or those on tight budgets.

Who Should Choose SumUp?

SumUp is ideal for Small businesses and mobile sellers. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, SumUp may not be the best fit for High-volume businesses where percentage fees add up.

Our Recommendation

Both Lightspeed and SumUp are solid POS solutions, but they excel in different areas. Choose Lightspeed if you’re Growing retailers with complex inventory, multi-location businesses, omnichannel sellers. Choose SumUp if you’re Small businesses and mobile sellers. Lightspeed has a higher user rating (4.4 vs 4.3). We recommend trying demos or free trials of both systems before making your final decision.