When comparing Heartland Retail vs SumUp, you’re looking at two distinct approaches to retail point-of-sale technology. Heartland Retail, rated 4.1/5, offers Retail stores wanting integrated payments. Meanwhile, SumUp, rated 4.3/5, provides Small businesses and mobile sellers. Let’s dive into the details to help you make an informed decision.
Quick Comparison: Heartland Retail vs SumUp
| Feature | Heartland Retail | SumUp |
|---|---|---|
| Category | Retail | Multi-Industry |
| Starting Price | Contact for pricing | $39 (reader) + 2.75% per transaction |
| Rating | 4.1/5 | 4.3/5 |
| Target Business | Small Business to Mid-Market | Small Business |
| Pricing Model | Quote-based | Transaction-based |
| Free Trial | No | No |
| Free Version | No | No |
| Best For | Retail stores wanting integrated payments | Small businesses and mobile sellers |
Heartland Retail Overview
Heartland Retail is a point-of-sale and payment processing solution for retail businesses. Part of the Heartland family, it offers inventory management, customer loyalty, and integrated payments.
Heartland Retail is offered by Heartland Payment Systems (Global Payments) (founded 2001) based in Jeffersonville, IN. The system focuses on Retail, Specialty Stores.
Key Features:
- POS System
- Inventory Management
- Customer Loyalty
- Payment Processing
- Reporting
- E-commerce Integration
SumUp Overview
SumUp provides mobile payment solutions and card readers for small businesses. Features simple pricing, no monthly fees, and easy setup for accepting card payments on the go.
SumUp is offered by SumUp (founded 2012) based in London, UK. The system focuses on Retail, Service, Mobile Businesses.
Key Features:
- Card Reader
- Mobile Payments
- Invoicing
- Payment Links
- Reporting
- No Monthly Fees
Feature Comparison
Heartland Retail Features:
- POS System
- Inventory Management
- Customer Loyalty
- Payment Processing
- Reporting
SumUp Features:
- Card Reader
- Mobile Payments
- Invoicing
- Payment Links
- Reporting
When comparing features, Heartland Retail stands out with Heartland integration, while SumUp differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.
Pricing Comparison
| Pricing Aspect | Heartland Retail | SumUp |
|---|---|---|
| Starting Price | Contact for pricing | $39 (reader) + 2.75% per transaction |
| Pricing Model | Quote-based | Transaction-based |
| Price Range | Mid-range | Budget |
| Free Trial | Not available | Not available |
| Free Version | No | No |
SumUp is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.
Pros and Cons
Heartland Retail
Pros:
- Heartland ecosystem
- Integrated payments
- Retail focus
- Customer loyalty tools
Cons:
- Custom pricing
- May require Heartland processing
SumUp
Pros:
- No monthly fees
- Simple flat-rate pricing
- Easy setup
- Portable
Cons:
- Higher per-transaction rate
- Limited POS features
- Basic reporting
Who Should Choose Heartland Retail?
Heartland Retail is ideal for Retail stores wanting integrated payments. The system is particularly well-suited for Retail, Specialty Stores.
However, Heartland Retail may not be the best fit for Restaurants.
Who Should Choose SumUp?
SumUp is ideal for Small businesses and mobile sellers. The system is particularly well-suited for Retail, Service, Mobile Businesses.
However, SumUp may not be the best fit for High-volume businesses where percentage fees add up.
Our Recommendation
Both Heartland Retail and SumUp are solid POS solutions, but they excel in different areas. Choose Heartland Retail if you’re Retail stores wanting integrated payments. Choose SumUp if you’re Small businesses and mobile sellers. SumUp has a higher user rating (4.3 vs 4.1). We recommend trying demos or free trials of both systems before making your final decision.